SUMITA A/P S. HARIDASS
16481
FOUNDATION IN INFORMATION,COMMUNICATION AND TECHNOLOGY

WAYS TO SAVE MONEY
HOOK : LEARN HOW TO SAVE MONEY TO BE USED WHEN IN NEED
BACKGROUND INFORMATION :
Since we are now in university, we tend to spend money on unnecessary things such as junk food and many others. Further more, we trouble our parents to deposit money into our bank accounts for our use. Cafes in the university are charging the food for a high price. Plus, the range of food price differs everyday eventhough we take the same food frequently. Students also prefer going out to eat than eating in the campus unless they have no choice. Students need to fork out money to rent cars to go out to eat or to go outing with friends. For instance we can try saving money by spending under RM 20 during the weekends. We have to learn many ways to do it such as reduce number of outings, limit money spent on a daily basis and eat moderately.
- Reduce number of outings.
• Go out with friends twice a month
• Share the expenses with friends
• Spend less money and more quality time with friends
• Find rented cars which are cheaper

- Limit money spent on a daily basis
• Keep only about RM 100 in the purse
• Try not to overspend and stay within the budget
• Control yourself from buying unhealthy food
• Pamper yourself once in a while is fine

- Eat moderately
• Have a balanced diet
• Don’t skip meals
• Try different types of food
• Don’t spend to much money on food and drinks

CONCLUSION :
We can start off saving money by trying to spend under RM 20 during the weekends. This is because during weekdays we have limited time to spend our money unlike on the weekends. Learning ways like eating moderately, reduce number of outings and limiting money spent on a daily basis can help save money so that we can use them when in need or emergency such as semester fee or book fee.